Management Team




Donald "Spike" Borawski
Cell:    (210)-373-8069
Office: (210)-321-1437


Spike currently works as a Partner for the San Antonio General Office.  He is dedicated to hiring and developing capable men and women from diverse backgrounds who can provide effective and innovative solutions for the problems people and businesses face.  He excels in recruiting for the financial services industry, with the focus on attracting, hiring and retaining outside individuals with strong business acumen and superlative organizational, analytical and strategic problem-solving skills. 

A graduate of Texas Lutheran College, The University of Texas at San Antonio and St. Mary's University, Spike Borawski began his financial service career after 10 years of working in higher education.  He joined  New York Life in 2002 and won numerous industry and New York Life awards, including:

Awards 2003:                                              Rookie of the Year                                            Career Success                                              (11) consecutive council recognitions  

Awards 2004:                                              Mutual Fund Champion                                    Life Case Rate Champion                              NAIFA Quality 

Awards 2005:                                            Partner of the Year                                          Gathering of Eagles Qualifier                      Platinum Peak Performer                                Career Builder Award        

Awards 2008:                                        Associate of the Year                                        Million Dollar Round Table Qualifier*                

Awards 2010/2012/2013:                                Life FYC Champion of the Year                          Life Case Rate Champion of the Year            NAIFA Quality





Gerardo "JJ" Ramirez Jr.
388 Comal Ave. Suite B.
New Braunfels, TX 78130
Cell:    (830)-832-3491 
Office: (830)-914-6435 


As a Partner with New York Life, J.J. is dedicated to helping Agents and Financial Services Professionals build their practices, by developing strategies to protect the financial stability/security of individuals, families, and business owners. To stay on top of his field and develop his professional skills, he regularly attends industry training, certification programs, and immerses himself in case strategies with his Team. J.J.'s education, experience, and professionalism have fostered his practical approach to offering sound training and advice to the Agents and Financial Services Professionals on his Teams in New Braunfels and San Antonio Texas.

Maintaining a strong family and a solid professional foundation are very important to J.J. Personal Achievements include raising his son and two daughters with his beautiful wife, Denise, of 15 years. Academic Achievements include a Bachelor of Business Administration with a Major in Marketing from Southwest Texas State University.

Awards 2010:                                                                     Career Success Award           Bronze Eagle Award               Case Rate Champion             Pam Walton Agency Award   Annuity Champion                  Rookie of the Year

Awards 2011:                                                                     Bronze Eagle Award             Case Rate Champion               Annuity Champion                Investment Annuities Champion Career Life Producer            TAS Agent of the Year               Million Dollar Round Table*    Executive Council

Awards 2012:                                                               Investment Annuities Champion      Annuity Champion         Million Dollar Round Table               Agent of the Year           President's Council                  

Awards 2013:                                                                       Pam Walton Award              Investment Annuities Champion Million Dollar Round Table*   Rookie of the Year                   Elite Annuity Champion       Executive Council            

Awards 2014:                                                                        Elite Annuity Champion        President's Council 




Sarah Trenchard
8000 IH 10 West Suite 800
San Antonio, TX 78230
Cell:    (281)-935-1370
Office: (210)-321-2759


Born in Baton Rouge, La and raised in Houston, TX. Graduate of The University of Texas at San Antonio Sarah joined New York Life in 2008. In 2009 she won the Career Long-Term Care Producer Award. In 2010 she won Mutual Fund Champion of the Year, Annuity Champion and became an Executive Council Agent reaching Executive Council consistently for 2010, 2011, 2012 and 2013. In 2011, she won Income Annuity Champion of the Year, the NAIFA Quality Award and achieved the Guaranteed Income Leader Award. In 2012, she became a Million Dollar Round Table Qualifying Member and qualified each year after for 2013 and 2014. In 2013 she became an Annuity Elite Gold Member at New York Life. In 2014, Sarah was promoted to the Partner position for the San Antonio General Office. Through her work at New York Life, Sarah strives to continuously grow a successful team of individuals with the desire to take their careers to the next level by educating and protecting the lives in the San Antonio and surrounding communities. 

Sarah is the former Vice President of Altrusa International of San Antonio Inc. supporting local literacy programs and mentoring high school and middle school inner city children. She enjoys working with her non-profit organization, traveling and spending time with her family.




Mariano "Manny" Loredo                    

8000 IH 10 West Suite 800           San Antonio, TX 78230            Office: (210) 321-1415            Cell:    (210) 380-5951




Born in San Antonio and a Graduate of Texas State University with a Bachelors of Arts in History in 2006. My main goal was to become a high school teacher and a coach and to this day carry my Composite Certification to teach High School Government, Economics, World, U.S History and Geography. But life always pushed me towards sales and business.  I was a store manager at Verizon Wireless when I attended a job Fair in February of 2013, where I met Lina Garza from New York Life and let's just say the rest is History. I triggered my contract in September of 2013 and was able to win the Foundation Award for selling 100 life insurance cases in my 1st year.   



Juan M. Ochoa                     8000 IH 10 West Suite 800           San Antonio, TX 78230 





Carol V. Goff                         8000 IH 10 West Suite 800           San Antonio, TX 78230 


Carol is affectionately known as a “military brat” who was born at the Naval Hospital in Philadelphia PA.  She spent most of her formative years in Hawaii, from the 3rd grade through her junior year in High School.  She is a 1981 graduate of the University of Georgia, with a BBA in Business Systems, and an MBA from Golden Gate University.  She was commissioned, as a 2nd Lieutenant in the Air Force in 1981.

While in the Air force she served as a computer systems and communications officer and was relocated nine times with one overseas assignment to Ramstein Air Base, Germany.  She served our country for 20 years and has traveled extensively throughout the Horn of Africa and the Middle East.  Carol and her husband both retired from the Air Force in 2001 as Lieutenant Colonels.

She was blessed to be able to stay home with her two boys who were 8 and 13 at the time.  Her husband's civilian position brought her to New York in 2006.  Fast forward to today-- her youngest son Austin is 24, a graduate of Boston University, currently working for Apple.  Her oldest son Justin is 29, working on an advanced degree in Fermentation Sciences at Oregon State University. 

Carol came to New York Life on a full-time basis in December 2010.  She is enjoying her second career as an insurance and financial services professional and was promoted to Partner in September 2013. 

Carol was stationed at Randolph Air force base in the early 90's, and her youngest son Austin was born right here at Wilford Hall.  She recently relocated back to San Antonio TX, and is looking forward to continuing her New York Life Career here in the Alamo state


*The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals  is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.